my hubby and i came up with a plan that works for both of us... and Thank God because it was once the bone of contention.
both of our accounts are joint accounts; however, he operates from the main account, and I operate from the other.
I have to do the shopping for the home and he takes care of all the bills, etc, but we work together. Money is designated for each expense, and we have a budget that we stick to without moving from that budget. Our tithes are the first thing we put aside, and everything else gets paid once we set aside our tithes. This worked for us. Our credit card debt was fully paid off two years ago, my school loans were finished being paid off 5 years ago, and we have one credit card which is designated only for emergencies, other than that the credit card remains unused. Keeps a smile on our face, and we are only dealing with the regular monthly expenses and household shopping. Also we keep track of our finances on the computer program "Quicken." Each of us keeps each other accountable because we both check the tracking regularly. And we still are able to have fun like going out on dates because we have some money set aside. We don't use all the set aside money, but we make sure that we are able to have money set aside for savings as well as our dates.
Make sure God has top priority when it comes to your finances. He will give you the wisdom you both need to handle the finances properly that you may both be good stewards.