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Hello . My name is Elissa, I am 50 yrs old. I live in New Jersey. I am desperate and at the end of my rope. I have Multiple Sclerosis. In 1999, when all of my children were old enough to start school, I went to work full time. I worked at the school that my children attended. I worked with disabled children. My MS was not too severe at that time. In 2010, my health started to decline, and I was not able to continue working. I can’t put into words how much I LOVED the children and my job. I battle with depression because I feel so worthless and nonproductive because I am not the mother, wife, and person that I used to be. I’m now on permanent disability. The loss of my income was very hard on us. My husband has a good job, but my income paid the mortgage. I tried over and over again to get a loan modification to lower my mortgage payments. I also was denied three times for disability, and then was finally approved after I hired a lawyer. Trying to get a loan modification was a nonstop roller coaster. After sending in the same paperwork over seven times, and a different case managers on my file every other week, my loan being sold to another company, not receiving documents that I was told were sent to me, and being given incorrect phone numbers or email to contact people, my home ended up selling at sheriff sale back to the mortgage company. I have tried over and over again for months, to try and speak to the correct person so I can buy back or rent my home. No one who is actually in charge will speak to me. I get told basically by the receptionist that the answer is no. With everything that has gone on with trying to get the loan modification, I have not made payments towards the house in a long time. They would not except any payments from me while I was in the process of trying to get a modification. Our credit is absolutely horrible now. I do not have a large sum for a down payment. In the past years I have spent large amounts of money other things that were necessary. We had a new septic system installed, which cost $25,000 last April, college tuition for my children, and out-of-pocket money for medications for MS that were not covered by our insurance , but are now, thank God! Also, my neurologist in New York city does not except any insurance, so all appointments are paid out of pocket and are very expensive. I go to the TSCH MS Research Center in New York. I am not asking for a handout or anything. Like I said, my husband works and I am on disability. We can afford a mortgage or rent payment of $1600 a month. The mortgage company is only going to make repairs and put my home up for sale. We moved in here in 1997. I raised my 3 sons in this house. They are going to evict me on February 28th. I have always taking care of the finances. My family does not even know how bad it has gotten. I’m so ashamed. I am so stressed out . I’m falling apart mentally and physically. Right now I have a fractured rib. I have osteoporosis, which I got from receiving IV steroids over the past 20 years each time I would have an MS exacerbation. I can’t even sleep. Please, please, please, help me!I am desperate!!! I am a nobody, and the mortgage company will not even consider talking to me. Does anyone possibly know someone that could help me, possibly a celebrity or something? If someone important or famous were to call and ask to stop the eviction and let me stay in my home, and somehow buy the house back, I know they would definitely listen. It’s so wrong of me to have the nerve to write this message. But I need help so bad! Please. I’m begging you. Can you help me please? I’m running out of time. I don’t even have anywhere planned to go when they evict us. Please, can you help me?? Please help me get out of this nightmare. I’m on new medicine for MS. It’s called Ocrevus. I know without this worrying and stress, my body would be getting better. Please help me. I am saved . I was raised Catholic, but never truly accepted Jesus into my heart. In 2005 my oldest son was a freshman in high school and he joined a youth group. Through my son, I know God was calling me back to him. I was born again November 2005. Praise God!Jesus is my Lord and Savior. Please help me. I will pay it forward, I promise. I know that is what God has planned for me. It is only by His Grace that I live to do everything in my life for His glory. Please help me.

Please pray for me. With me. For my head is hung in shame as I ask for help. 3 months of bad luck has turned my world upside down. I am just a few short steps away from being homeless and in debt with 2 kids. I need a loan. i have started campaigns for it but I'd much rather borrow and pay back than be given a handout. But I am in desperation and at this Moment, there is little I won't do to keep food in my children's stomachs and a roof over their heads. I have no credit. I've always bought everything up front. No payday loans. No short term loans with 800% interest. Just a loan to be paid off over say a year or so. Or a personal lender to set their own deadlines. I'm desperate at the moment. I've never had to borrow from anybody before. So this is a horrible feeling for me and I'm humiliated by it. More details that won't fit in this. im in need of prayers. I'm in need of advice. And I am desperate for help. I know that I must hold onto faith, but I feel it slipping away. Once prideful, my humility has my head hung in shame as I beg for help and pray I have the strength to hold on to my faith.