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Dave Ramsey on Obamacare (Affordable Care Act)


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So came across this today...

 

 

 

Dave Ramsey on Obamacare
By Onan Coca / 14 October 2013


Dave-Ramsey---29027187.jpg

 

Dave Ramsey has been speaking financial sense to millions of people for years. He has taught Americans that credit is not the beautiful thing that banks and credit card companies have tried to make it out to be. He has taught Americans that spending more than you make is never a good idea. He has taught Americans that now is always the right time to fix your spending habits and get your financial house in order. A few days ago, Mr. Ramsey decided to share his wisdom with people of all political affiliations on how the Obamacare legislation would affect every American, no matter their political beliefs.

"You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math."  
 

“Pull your head far enough out of your politics to have an original thought.”

“January 1st, 2014 every insurance company is required to take on anyone, no matter how sick they are, and they cannot charge them more than someone who is not ill…You're 500 lbs. you have diabetes, you’ve got cancer, you’ve had three heart attacks you’re going to pay the exact same premium as a perfectly healthy person.”

“I understand the motivation, and the nobility and the moral imperative behind that. I get that. But that doesn’t change the math, the math is that those people get sick more often and run up more medical bills than someone who is healthy. Duh.”

“If they now have to be covered by the same company that you’re covered by and they’re required to take them… then the math kicks in. Because the amount of money that that company was paying out to the medical community is going to go way up. They’re going to pay out to the medical community per person than they ever have before… what they pay out per person is how your premium is determined – plus profit.”

 

Health_Care_reform.jpg

“Everyone is going to be charged the same. Translation you are going to pay higher premiums to keep the insurance company open, so they don’t go broke. Because they are now going to have to cover people that they didn’t have to cover before… sick people.”

“It’s a nice moral imperative, but it doesn’t change the math.”

“Translation. Your health insurance premiums are going to go WAY up. They HAVE to. It’s not that I’m mad about it, it’s not a political statement. It’s that I know how to do math.”

“Your premium went way up, your employer paying them might affect your raise. It might even affect the stability of your job because they might not be able to pay everybody, because they have higher costs of operating now… you paid for it, it’s called a pass-through, you’re going to pay for it.”

“46% of Americans pay NO income tax.”

“This is not an angry thing, it’s a math thing… we are not exempt from math. Just because you think social security is a good idea does not mean you are right, you still have to do the math.”



“If I put 10% of the money that I pay into Social Security I can beat what social security administration does with the other 90%, that’s how bad it stinks, mathematically. In other words that money is not invested it is sent to Washington and promptly stolen by them.”

“You don’t even get back what you pay in. Mathematically this is known as, stink-O”

 

obamacare-logo.jpg

“We got a mess up there…”

We are fortunate to have men like Dave Ramsey who can keep a calm, cool presence while explaining the horror that is Obamacare. Show this video to your liberal friends who are still defending Obamacare.



What do you think?
 

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Well, I think the obvious problem here is that a lot of our liberal friends think that healthy people should be picking up the slack for the sick ones and if they aren't going to do it through a single payer system with the government providing all insurance then they're okay with the same thing happening through the private sector.

 

There are a lot of people who think that the american public was "tricked" into this. I'm not one of them. I think that the socialist sector of the public, which is very large now, larger than the conservative sector, purposely elected a president who would enact this sort of thing. He ran on it. He didn't mislead the public (he actually called for something more socialistic than obamacare, but had to compromise to appease the senate). He out and out ran as a socialist. While he was calling for change he was also calling for higher taxes, especially on the wealthy, cheap to free healthcare, and a larger government. These are socialistic tenets that he ran on and won on. There's people being deceived and then there's people voting for what they want. I think they voted for what they wanted, more free stuff from the government.

 

He ran on obamacare. Obamacare was passed. He won reelection with everyone knowing that it was passed and everyone knowing what it contained. It's my belief that it isn't that people are trying to avoid math, it's that they don't care about the math involved. If you gave them the absolute numbers on the math involved and then said "we can fix this! we really can! all we have to do is take away all the free stuff you get from the government," a lot of them are likely going to say "keep giving me the free stuff please." It's sad, but I think it's true.

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Well, I think the obvious problem here is that a lot of our liberal friends think that healthy people should be picking up the slack for the sick ones and if they aren't going to do it through a single payer system with the government providing all insurance then they're okay with the same thing happening through the private sector.

 

There are a lot of people who think that the american public was "tricked" into this. I'm not one of them. I think that the socialist sector of the public, which is very large now, larger than the conservative sector, purposely elected a president who would enact this sort of thing. He ran on it. He didn't mislead the public (he actually called for something more socialistic than obamacare, but had to compromise to appease the senate). He out and out ran as a socialist. While he was calling for change he was also calling for higher taxes, especially on the wealthy, cheap to free healthcare, and a larger government. These are socialistic tenets that he ran on and won on. There's people being deceived and then there's people voting for what they want. I think they voted for what they wanted, more free stuff from the government.

 

He ran on obamacare. Obamacare was passed. He won reelection with everyone knowing that it was passed and everyone knowing what it contained. It's my belief that it isn't that people are trying to avoid math, it's that they don't care about the math involved. If you gave them the absolute numbers on the math involved and then said "we can fix this! we really can! all we have to do is take away all the free stuff you get from the government," a lot of them are likely going to say "keep giving me the free stuff please." It's sad, but I think it's true.

 

 

That's because there is no accountability on any particular person. Politicians will do what it takes to get elected. Any politician who wanted to cut entitlement programs, be it democrat or republican, would lose, but can see in their term that things will stay afloat even if it means disaster later. They just pass it on. Similarly, if you wanted to be cynical, you could say that the people who are most reliant on entitlement programs now don't really care if it crashes and burns later so long as it happens after they are dead. So long as *I* get my check, what do I care what happens twenty years down the line? I think there is something like this mentality going on but that is combined with general societal ignorance about how money is generated and what it takes to keep things afloat. This latest generation of fiscal liberals (which isn't that different from republicans, let's be honest, in terms of increasing the budget of the government), says something like "no one deserves to go without healthcare" and then sticks their fingers in their ears when you question that the state is really the entity to promote the welfare of anyone or that it's not fiscally feasible etc.

The real problem here is that too many people vote.

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Well, it gets much worse!

 

The Truth About the Health Care Bills - Michael Connelly, Ret. Constitutional Attorney

Well, I have done it! I have read the entire text of proposed House Bill 3200: The Affordable Health Care Choices Act of 2009. I studied it with particular emphasis from my area of expertise, constitutional law. I was frankly concerned that parts of the proposed law that were being discussed might be unconstitutional. What I found was far worse than what I had heard or expected.

To begin with, much of what has been said about the law and its implications is in fact true, despite what the Democrats and the media are saying. The law does provide for rationing of health care, particularly where senior citizens and other classes of citizens are involved, free health care for illegal immigrants, free abortion services, and probably forced participation in abortions by members of the medical profession.

The Bill will also eventually force private insurance companies out of business, and put everyone into a government run system. All decisions about personal health care will ultimately be made by federal bureaucrats, and most of them will not be health care professionals. Hospital admissions, payments to physicians, and allocations of necessary medical devices will be strictly controlled by the government.

However, as scary as all of that is, it just scratches the surface. In fact, I have concluded that this legislation really has no intention of providing affordable health care choices. Instead it is a convenient cover for the most massive transfer of power to the Executive Branch of government that has ever occurred, or even been contemplated. If this law or a similar one is adopted, major portions of the Constitution of the United States will effectively have been destroyed.

The first thing to go will be the masterfully crafted balance of power between the Executive, Legislative, and Judicial branches of the U.S. Government. The Congress will be transferring to the Obama Administration authority in a number of different areas over the lives of the American people, and the businesses they own.

The irony is that the Congress doesn’t have any authority to legislate in most of those areas to begin with! I defy anyone to read the text of the U.S. Constitution and find any authority granted to the members of Congress to regulate health care.

This legislation also provides for access, by the appointees of the Obama administration, in direct violation of the specific provisions of the 4th Amendment to the Constitution, of all of your personal healthcare information, your personal financial information, and the information of your employer, physician, and hospital. All of this is a protecting against unreasonable searches and seizures. You can also forget about the right to privacy. That will have been legislated into oblivion regardless of what the 3rd and 4th Amendments may provide.

If you decide not to have healthcare insurance, or if you have private insurance that is not deemed acceptable to the Health Choices Administrator appointed by Obama, there will be a tax imposed on you. It is called a tax instead of a fine because of the intent to avoid application of the due process clause of the 5th Amendment. However , that doesn’t work because since there is nothing in the law that allows you to contest or appeal the imposition of the tax, it is definitely depriving someone of property without the due process of law.

So, there are three of those pesky amendments that the far left hate so much, out the original ten in the Bill of Rights, that are effectively nullified by this law. It doesn’t stop there though.

The 9th Amendment that provides: The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people;

The 10th Amendment states: The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are preserved to the States respectively, or to the people. Under the provisions of this piece of Congressional handiwork neither the people nor the states are going to have any rights or powers at all in many areas that once were theirs to control.

I could write many more pages about this legislation, but I think you get the idea.

This is not about health care; it is about seizing power and limiting rights. Article 6 of the Constitution requires the members of both houses of Congress to “be bound by oath or affirmation to support the Constitution.” If I was a member of Congress I would not be able to vote for this legislation or anything like it, without feeling I was violating that sacred oath or affirmation. If I voted for it anyway, I would hope the American people would hold me accountable.

For those who might doubt the nature of this threat, I suggest they consult the source, the US Constitution, and Bill of Rights. There you can see exactly what we are about to have taken from us.
 

Michael Connelly (First published in June 2012)
Retired attorney,
Constitutional Law Instructor
Carrollton, Texas

 

http://www.lindseywilliams.net/#sthash.7nObG7dC.dpuf

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Oops, that is disturbing.

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That's terrible..

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I hate to have to tell you all, but this article is quoting HR3200 which is not the affordable health care bill.  and to boot if you look up the existing law that this bill that didn't pass, you'll find that this serialized implants are speaking of pacemakers and such.   the only reason it seems vague is that the people writing this article simply didn't bother to do proper research   most of the rest of the article is not valad either.

 

 

and yes i did read the bill and every existing law that the bill would have changed...   it took 4 and a half weeks  4 to 5 hours a day.......   and it is much better than the atrocity that came out of the senate.

 

and if it had not been for articles like this we wouldn't be in the mess we're in today.

 

 

the senate should never be allowed to write bills.

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I hate to have to tell you all, but this article is quoting HR3200 which is not the affordable health care bill.  and to boot if you look up the existing law that this bill that didn't pass, you'll find that this serialized implants are speaking of pacemakers and such.   the only reason it seems vague is that the people writing this article simply didn't bother to do proper research   most of the rest of the article is not valad either.

 

 

and yes i did read the bill and every existing law that the bill would have changed...   it took 4 and a half weeks  4 to 5 hours a day.......   and it is much better than the atrocity that came out of the senate.

 

and if it had not been for articles like this we wouldn't be in the mess we're in today.

 

 

the senate should never be allowed to write bills.

 

 

If you watch the video that is embedded in the article I linked above, starting at about 1:55 minutes in, it says that there were plenty of revisions of this law.  But the one that was signed by Obama and upheld by Chief Justice John Roberts was H.R. 4872 - Reconciliation Act of 2010.  It was left very vague about implants, and I saw nothing about pacemakers. 

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I hate to have to tell you all, but this article is quoting HR3200 which is not the affordable health care bill.  and to boot if you look up the existing law that this bill that didn't pass, you'll find that this serialized implants are speaking of pacemakers and such.   the only reason it seems vague is that the people writing this article simply didn't bother to do proper research   most of the rest of the article is not valad either.

 

 

and yes i did read the bill and every existing law that the bill would have changed...   it took 4 and a half weeks  4 to 5 hours a day.......   and it is much better than the atrocity that came out of the senate.

 

and if it had not been for articles like this we wouldn't be in the mess we're in today.

 

 

the senate should never be allowed to write bills.

 

 

Interesting Other One.

Yeah after reading the article and watching some of the video's I don't think it's really see this as a serious issue - implants.

But back to the OP which talks about AHA, basic math, and insurance premiums... ;)

"You’re not exempt from math if you’re a Republican, and you’re not exempt from math if you’re a Democrat. You’re not exempt from math if you’re a liberal, and you’re not exempt from math if you’re a conservative. You still have to do math."  

"Your premium went way up, your employer paying them might affect your raise. It might even affect the stability of your job because they might not be able to pay everybody, because they have higher costs of operating now… you paid for it, it’s called a pass-through, you’re going to pay for it.”

I find this interesting.

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