Revelation 20
12 And I saw the dead, small and great, standing before God, and books were opened. And another book was opened, which is the Book of Life. And the dead were judged according to their works, by the things which were written in the books.
13 The sea gave up the dead who were in it, and Death and Hades delivered up the dead who were in them. And they were judged, each one according to his works.
14 Then Death and Hades were cast into the lake of fire. This is the second death.
15 And anyone not found written in the Book of Life was cast into the lake of fire.
man said:
I don't think ones salvation is determined until the day we stand before the Lord.
Unless of course one is alive and caught up to meet the Lord in the air upon His coming.
Is the above passage where you've gotten this idea, man?