I think that we are given what God wants us to have, including finances. If we misuse what he's given us now, will he give us more? Credit cards are included in that. DOes he want us to owe "pharoah"? I doubt it. He wants us to purchase what we can afford with money that we have, inour possession. If we don't have the cash we dont need to purchase the item. Lets put our priorities straight.
Joy