Many times in Scripture we read the words "in Christ."
We are 100% loved by God the Father because of the sacrifice of God the Son, and putting our faith in Christ as our redeemer.
As a newborn christian we grow from a child onward to maturity as we feed on His word and allow the Holy Spirit to mold us into Christlikeness.
It is a journey of growth till we get a glorified body at His coming.
The growth process is advanced as we "seek" His will, and not our own. We will fail at times, but God is there to pick us up.
Remember, it is God in you that is of any value. So, we haven't arrived to the 100% in ourselves, but "in Christ" we are 100%.