ladypeartree Posted January 8, 2008 Group: Royal Member Followers: 37 Topic Count: 539 Topics Per Day: 0.08 Content Count: 32,798 Content Per Day: 5.03 Reputation: 23,484 Days Won: 224 Joined: 06/21/2006 Status: Offline Birthday: 02/23/1953 Share Posted January 8, 2008 This afternoon I had to go and collect two of my grandchildren so I stopped to buy petrol on the way, used my debit card and set off again Less than two hours later I stopped to buy something at another store , handed over my card and was told " sorry it has been declined " I thought there had been a mistake with my pin number or something so I asked the cahier to try again ..I KNOW there are more than enough funds to cover the transaction in the account ( having brought 4 children up with no financial assistance I am not mean but I do know when to cut down and do know roughly what is in the account at all times ) Same answer ..."card declined " The cashier ( whilst giving me such pitying looks ) suggested I used the cash point machine to get money out so I tried and was told that the card had been declined ( by a machine ) and the machine was retaining my card Now I understand that this is a security thing but there I was miles from home with only a few pence in my purse and no card .....I do have a second card that I NEVER use but I do not have a pin number for it so it couldnt be used in a shop ... THANK YOU LORD that I had bought the petrol first ..... So I took my grandchildren home ..worrying all the way home as to what could have happened ..had someone used my card in the past two hours and wiped out my account ??????? What was I to do with no money if the account had been cleaned out or if something had gone dreadfully wrong ???? So as soon as I got home I phoned the bank ( they have a 24 hour service ) and was asked some secutiy questions and was then told that they had no record of an account in my name and no account number either Now I have banked with that bank since I was 7 years old ( and Yes Sweety they did have banks other than river banks way back then ) ...I even worked for them for a while when I left school but they were telling me that I did not exsist So the senario was that I was left with less than Link to comment Share on other sites More sharing options...
Northern lass Posted January 8, 2008 Group: Diamond Member Followers: 2 Topic Count: 106 Topics Per Day: 0.02 Content Count: 1,072 Content Per Day: 0.17 Reputation: 25 Days Won: 0 Joined: 08/13/2006 Status: Offline Birthday: 02/27/1948 Share Posted January 8, 2008 :emot-nod: How scarey!! But I'm so glad that we have it officially confirmed that you exist! Link to comment Share on other sites More sharing options...
meagain Posted January 8, 2008 Group: Royal Member Followers: 1 Topic Count: 86 Topics Per Day: 0.01 Content Count: 864 Content Per Day: 0.14 Reputation: 38 Days Won: 0 Joined: 12/30/2006 Status: Offline Birthday: 04/22/1954 Share Posted January 8, 2008 Oh LadyP, what an awful ordeal for you to have to go through. . Link to comment Share on other sites More sharing options...
O'Dannyboy Posted January 8, 2008 Group: Royal Member Followers: 0 Topic Count: 156 Topics Per Day: 0.02 Content Count: 3,454 Content Per Day: 0.48 Reputation: 4 Days Won: 0 Joined: 09/22/2004 Status: Offline Birthday: 07/02/1969 Share Posted January 8, 2008 Make sure you keep your thumb over part of the numbers when your handling it. Cameras can now read your card and your pin number so it pays to be cautious. I lady I used to work with had her card info taken when she got gas at a small gas station and charges were on her card that she didn't make. The bank covered the charges but they reminded her to watch how and where she displays her credit card. While the smart cards might eliminate this risk it also opens companies to tracking our shopping habits and possibly retrieving info about you from these RFID chips in them. Link to comment Share on other sites More sharing options...
Guest LadyC Posted January 8, 2008 Share Posted January 8, 2008 i had something similar happen several years ago on a weekend.... with no way to get money. in my case, it was because of a video rental store. apparently they had a policy in which they could have your debit card suspended if you owed late fees, and that particular video store did it automatically. it was one of those places where your rental period expired exactly to the minute according to their computers. the store was one of my errands for that day, but i went beyond the exact time. as a result i was stranded at a grocery store with a basket full of groceries that i couldn't pay for, and no way to get money for the next three days. i can't tell you how mad i was.... but i'd sure like to know how many customers the video store lost after i went in there and threw a hissy fit at the top of my lungs. Link to comment Share on other sites More sharing options...
MeCajunboy Posted January 9, 2008 Group: Diamond Member Followers: 2 Topic Count: 113 Topics Per Day: 0.02 Content Count: 1,430 Content Per Day: 0.23 Reputation: 33 Days Won: 1 Joined: 12/24/2006 Status: Offline Birthday: 06/28/1952 Share Posted January 9, 2008 This afternoon I had to go and collect two of my grandchildren so I stopped to buy petrol on the way, used my debit card and set off again Less than two hours later I stopped to buy something at another store , handed over my card and was told " sorry it has been declined " I thought there had been a mistake with my pin number or something so I asked the cahier to try again ..I KNOW there are more than enough funds to cover the transaction in the account ( having brought 4 children up with no financial assistance I am not mean but I do know when to cut down and do know roughly what is in the account at all times ) Same answer ..."card declined " The cashier ( whilst giving me such pitying looks ) suggested I used the cash point machine to get money out so I tried and was told that the card had been declined ( by a machine ) and the machine was retaining my card Now I understand that this is a security thing but there I was miles from home with only a few pence in my purse and no card .....I do have a second card that I NEVER use but I do not have a pin number for it so it couldnt be used in a shop ... THANK YOU LORD that I had bought the petrol first ..... So I took my grandchildren home ..worrying all the way home as to what could have happened ..had someone used my card in the past two hours and wiped out my account ??????? What was I to do with no money if the account had been cleaned out or if something had gone dreadfully wrong ???? So as soon as I got home I phoned the bank ( they have a 24 hour service ) and was asked some secutiy questions and was then told that they had no record of an account in my name and no account number either Now I have banked with that bank since I was 7 years old ( and Yes Sweety they did have banks other than river banks way back then ) ...I even worked for them for a while when I left school but they were telling me that I did not exsist So the senario was that I was left with less than Link to comment Share on other sites More sharing options...
carlena Posted January 9, 2008 Group: Nonbeliever Followers: 1 Topic Count: 0 Topics Per Day: 0 Content Count: 2 Content Per Day: 0.00 Reputation: 0 Days Won: 0 Joined: 12/12/2007 Status: Offline Birthday: 02/20/1990 Share Posted January 9, 2008 that is so funny but scary i am glad it worked out for u!!! Link to comment Share on other sites More sharing options...
Scarletprayers Posted January 9, 2008 Group: Royal Member Followers: 2 Topic Count: 135 Topics Per Day: 0.02 Content Count: 7,537 Content Per Day: 1.08 Reputation: 157 Days Won: 2 Joined: 04/06/2005 Status: Offline Birthday: 09/29/1956 Share Posted January 9, 2008 pear does exist, pear does exist, I know she does! Link to comment Share on other sites More sharing options...
meagain Posted January 9, 2008 Group: Royal Member Followers: 1 Topic Count: 86 Topics Per Day: 0.01 Content Count: 864 Content Per Day: 0.14 Reputation: 38 Days Won: 0 Joined: 12/30/2006 Status: Offline Birthday: 04/22/1954 Share Posted January 9, 2008 Of course she does. Who else can make lavabread and share it. Link to comment Share on other sites More sharing options...
Vickilynn Posted January 9, 2008 Group: Royal Member Followers: 2 Topic Count: 138 Topics Per Day: 0.02 Content Count: 3,997 Content Per Day: 0.64 Reputation: 19 Days Won: 0 Joined: 02/13/2007 Status: Offline Share Posted January 9, 2008 Shalom ladypeartree, Thank you for sharing this, it is something we ALL should think about. When we were preparing for Y2K (OK, don't laugh, there were some valuable lessons to be learned) we thought about the fact that everything was automated and if the "machines" went down, where would we be. We did prepare by having stored dry goods, extra supplies, extra gas and extra cash on hand, just in case. Now we STILL do that to some degree, but of course not as seriously as when we thought we were going to live like that, but it's something we should be prepared for. Good reminder Ladypeartree, thank you. Link to comment Share on other sites More sharing options...
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