There is a church out here with $5,000 + members that has a fund for times like these.
To bad you haven't found a church that could allow them to borrow the money for the bike and still pay his tithe.
Me personally, I would be struggling with that decision myself.
A month ago, I would of bought the bike, not second thought.
Recently, I would be confused if it was a test of faith.
Sorry this post dosn't help much