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About Neighbor

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    Royal Member
  • Birthday 03/03/1885

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    USA, wherever my creator leads
  • Interests
    Individuals interest me, and oddly so does solitude. My creator and savior just astounds me!

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  1. Neighbor

    How to quit nicotine?

    Well my own testimony is that I never was able to quit. I stopped for a full year, then for nine months, for six months and for a mere three months, but never stopped wanting a cigarette. I had starting buying my own tobacco at age eleven and was buying five and a half packs of cigarettes a day at age thirty five when the Holy Spirit paid me a visit turning me about from my own rebellion against God to my repentance and bond-servitude to Jesus. As a gift to me the Holy Spirit took away my addiction immediately as I said to the Holy Spirit regarding Jesus and my salvation through His shed blood "If that is true I want it". Immediately I no longer was the man the old man that smoked tobacco, all without my having any withdrawal isues nor any substitute addictions. I have not had any tobacco/ nicotine in forty years. All I can say is I could not quit, but the Holy Spirit could and did gift to me freedom from that addiction. It is actually a daily reminder that God is there when I smell the nasty aroma of other people's smoking. He is indwelling me. I am his own, and free of addiction by his grace and his mercy alone. Praise God for the daily reassurance.
  2. Neighbor


    Almost all aged rely on the efforts of someone else for the condition of their flesh. In America it is by way of Social Security retirement benefits that require continuous new funding by those younger that are working for a wage. If and when Social Security fails to be funded sufficiently to meet the need most of America's aged ones will be quite destitute, many that have personal investments and savings will find their private funds are not sufficient alone to maintain their daily well being. Rest homes, congregate living spaces, home care can wipe out hundreds of thousands of dollars saving per year. There comes a point in time where sustaining life of a shell that once was a vibrant individual makes little sense, for the worst day of the flesh is the best day for the spirit and soul. Investment for tomorrow is not found in hoarding today, it may be somewhat secure in gaining passive income, but that generally requires trusting in someone else to find it to their advantage to work other peoples assets and not just "steal" them away. Stock markets boom and crash, real estate commercial industrial and residential booms and busts, even gold and silver plus all commodities have their ups and downs. Digital currency threatens government backed coinage and yet is nearly a fiction itself, a mere speculation that there will be a greater fool to come that will pay more for less that one did them self. Hope that is certain is not found in treasures of this world. It is found only in what is put up in heaven for eternity to come by bond service to God in the name of Jesus. There will be hard times for rich and poor alike as the flesh rots off the bone of each much alike, regardless of one's bank accounts and earthly holdings. Real enrichment is for the spirit and soul. The flesh and it's pride and joys are a temporary concern. It is prudent to make the best of what each day brings, but not to worry excessively about tomorrow. Tomorrow will indeed bring forth it's own worries for that day amongst the thistles. Never brag about what is laid up on earth for tomorrow. Doing so just alerts the thieves of what they have so far missed stealing, and encourages them to scheme ever harder to gain what is not theirs. Many of them have high educational degrees, many are investment bankers, investment counselors, stewards of retirement funds, union stewards, company CFO's. Life in this flesh is never so secure that one can brag, least it shouldn't be for then there is no need of God in that person's life. Having a little concern for the day at hand puts a little edge into the day to be honed, keeping the dullness and the rust at bay, giving impetus to doing all that is done this good day for the glory of God.
  3. Neighbor

    Good bible memorization softwares?

    Software? Nope. Don't know of software. What does help is to have a plan much as there is a plan mostly for kids at AWANA programs. And have an accountability partner to recite to and or write to. One manner of memorizing anything that is text requires prayer first, reading the text, seeking out footnotes and commentaries for understanding and application then reading again following by handwriting the text and reciting it again, until the whole passage, page, chapter, is seen in the mind's eye At local bodies of Christ there may be more than one group that is involved in memorization of verses as they study that do include teaming up with accountability partners. Might be a men's group or a ladies group that meets early in the AM during a week day each week. Personal note: I visited my 90 year old uncle yesterday, and as part of a conversation on conditions and vulgarities of today that people were engaging in including the litany of vulgarities their brains were being assaulted with he simply started reciting from the Bible; "Set your minds on things that are above, not on things that are on earth. For you have died, and your life is hidden with Christ in God. When Christ who is your life appears, then you also will appear with him in glory. Put to death therefore what is earthly in you: sexual immorality, impurity, passion, evil desire, and covetousness, which is idolatry. On account of these the wrath of God is coming. In these you too once walked, when you were living in them. But now you must put them all away: anger, wrath, malice, slander, and obscene talk from your mouth. Do not lie to one another, seeing that you have put off the old self with its practices and have put on the new self, which is being renewed in knowledge after the image of its creator. Here there is not Greek and Jew, circumcised and uncircumcised, barbarian, Scythian, slave, free; but Christ is all, and in all. Put on then, as God's chosen ones, holy and beloved, compassionate hearts, kindness, humility, meekness, and patience, bearing with one another and, if one has a complaint against another, forgiving each other; as the Lord has forgiven you, so you also must forgive. And above all these put on love, which binds everything together in perfect harmony. And let the peace of Christ rule in your hearts, to which indeed you were called in one body. And be thankful. Let the word of Christ dwell in you richly, teaching and admonishing one another in all wisdom, singing psalms and hymns and spiritual songs, with thankfulness in your hearts to God. And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him." And then he took a breath as though finished with his point. At 90 he still memorizes and reviews each day, everyday. He is an encouragement to me for sure, as he still makes application of God's word in his life. Have great fun with your own hard work of memorizing the word of God, may it become the go to guideposts for all things done for the glory of God.-Amen.
  4. Neighbor

    How Do I warn Others?

    Hi, Well guess "we" have been in the last days for about two thousand years now. We are as you say "definitely in the time of the signs" now. I don't think the unsaved care a wit about end times as a reason to turn to God the Holy Spirit and listen to His call to them, nor as reason to repent of sin against God the Father, onto receiving Jesus, who is God, as their savior. End times may motivate us to speak up, but it is not the message of salvation for the unsaved that will motivate them to hear the Holy Spirit's call to them personally. The message is that their soul might be required of them tonight- do they have certainty about what that will mean for them? Would they like to have certainty? Jesus is that certainty, as He declared and as He lived for all to see. He is the way, the truth and the life, no one comes to the Father except by him. Your body is finite, but your soul is not! It is eternal. ( That is an opening statement that can be declared). There is a serious problem of where the eternal soul will be when the body dies. Nothing of today's concerns about the health of your body compares in importance with knowing where the soul that does not die will be for eternity to come after the body dies. Being cavalier about the eternal future of your soul is not going to change what happens, but hearing the Holy Spirit call to you to turn about your sin against God will. Have you heard? Have you been listening? Have you been considering anything of what is the one real important fact of life, your life? These are openings, preamble to sharing the gospel of Jesus. May God bless you with boldness to speak, and the courage to speak without apology. May God bless and may God cause your family members to hear and to heed.
  5. Neighbor

    Isn't that something!

    Hi, Yes it is a neighboring church with many of the people I knew from days of old at the local body that I worked at for 14 years. Both are in my opinion very sound., we are all friends. It is just God is moving me along, to what I do not yet know, just feel led at this time, and so I go. I am joining the halfbacks, the Northerners NewEnglanders mostly that moved to Florida years ago and now are moving halfway back to North Carolina We will be very near the Tennessee border. My bank teller and her husband close on a home there Friday. As I said before, seems everyone is headed there that I meet lately. Hey some still love So. Cal.! Many still move in with the idea they are getting in on the ground floor. Take care, be safe, and may God protect and lead you along your journey ways too.
  6. Neighbor

    What Does It Mean To Be Spirit Filled

    To be filled with th eSpirit is to be supplied with the ability to do as God commands in all that is done, doing all things to the Glory of God. As example: The Lord said to Moses, “See, I have called by name Bezalel the son of Uri, son of Hur, of the tribe of Judah, and I have filled him with the Spirit of God, with ability and intelligence, with knowledge and all craftsmanship, to devise artistic designs, to work in gold, silver, and bronze, in cutting stones for setting, and in carving wood, to work in every craft. And behold, I have appointed with him Oholiab, the son of Ahisamach, of the tribe of Dan. And I have given to all able men ability, that they may make all that I have commanded you: the tent of meeting, and the ark of the testimony, and the mercy seat that is on it, and all the furnishings of the tent, the table and its utensils, and the pure lampstand with all its utensils, and the altar of incense, and the altar of burnt offering with all its utensils, and the basin and its stand, and the finely worked garments, the holy garments for Aaron the priest and the garments of his sons, for their service as priests, and the anointing oil and the fragrant incense for the Holy Place. According to all that I have commanded you, they shall do.” And the Lord said to Moses, “You are to speak to the people of Israel and say, ‘Above all you shall keep my Sabbaths, for this is a sign between me and you throughout your generations, that you may know that I, the Lord, sanctify you. You shall keep the Sabbath, because it is holy for you. Everyone who profanes it shall be put to death. Whoever does any work on it, that soul shall be cut off from among his people. Six days shall work be done, but the seventh day is a Sabbath of solemn rest, holy to the Lord. Whoever does any work on the Sabbath day shall be put to death. Therefore the people of Israel shall keep the Sabbath, observing the Sabbath throughout their generations, as a covenant forever. It is a sign forever between me and the people of Israel that in six days the Lord made heaven and earth, and on the seventh day he rested and was refreshed.’” And he gave to Moses, when he had finished speaking with him on Mount Sinai, the two tablets of the testimony, tablets of stone, written with the finger of God.
  7. Neighbor

    Isn't that something!

    Isn't that something, I have an elderly relative to go visit today. At my age, ha! Whodathunkit? Seems like I was born the middle of the sandwich generation. I thought I would live long enough to outgrow having that lower slice of bread, or maybe become the top slice, but no I seem to be in the middle always. Pretty soon I'll have as many years on me as the big band in the parade has trombones. Seems there are a few of us on this board that have reached geezer-realmhood, but are still the middle of the generational sandwich. Maybe 75 is the new 50, and I can yet go through a middle life crisis. Whatever that is. Here I am, about to build a retirement cabin. Is that kinda weird or is it what geezers are doing today? Praise God for the many opportunities and blessings, It is a new avenue before me, in a strange place, in a remote land of opportunity, and all I do want is a smallish prayer closet and study time, a small library insulated from noise excepting the sounds of birds in the trees. My mind's eye sees a little place cliffside into the tips of the trees of the deep wood,- a birdhouse for me. Yet there is the pull of the other new venture, a new to me local (city) church body so full of enthusiasm and joy and fellowship where the Holy Spirit almost overwhelms at worship. I am about to attend membership class there. Ha, after some 22 years membership at the local body of Christ I worked at for 14 yars I am being led to something new to me ( I still love my local body of Christ it's elders and my pastor and friends, yet I am being led onward I guess). God is amazing in His manner of moving us to where we are to serve, yet there is always just a little tension -to keep us alert I guess. Praise God for the adventure-
  8. Neighbor

    7 million US auto loans 90 days in arrears

    Seems to me there is going to be a flood of fairly new vehicles on the used market very soon. Good time to be a repo man I guess. And I suspect a lot of those $55,000+ trucks city folk are driving to office jobs in will be pretty cheap used trucks on the car sales lots. Probably will also become a good time for how to get out of debt program presenters too. Wonder what this will do to the housing market place? Bet it hurts it for seven years or more. Things are supposed to be booming, but if the end consumers aren't paying on their debts and college grads aren't ever going to pay on their "student loans" either, there is going to be a whole lot of crying going on, with a lot of political representatives shouting out, lets make it free and have the rich pay for what is not. Might get messy real soon. Well praise God for the lessons, eh? I've got to read from Proverbs each day for sure.
  9. Neighbor

    My two favorite buttons

    Got to thinking about smart phones. Irritating little things that override the mute button and jump to the smart screen on my dashboard ringing full volume startling me, just too smart yet not in a good way. My favorite buttons are select all, and delete all recent calls, never having answered a one of the incoming except those with priority favorites ring tone. God gives us so many blessings, a smart phone that can access his word even. Yet with it comes the penalty of flack, all the chatter the nothingness of noises of the world visiting me uninvited. Such is life. "Hi operator, please ring W26 for me, thanks", is just a distant memory of things long gone by.
  10. Neighbor

    7 million US auto loans 90 days in arrears

    We share a son? Mine did that too, made money early on the Porsche, got the car fever and soon went through an absolute fortune.
  11. Neighbor


    Sure! I do think motivation is key not the act itself. God gave example of what three servants did with the assets of their master tended to their care. The master did not bless the one that did nothing but bury what he had been given. Now that can be taken literally as pertaining to liquid assets and it can also be applied to the eternal asset of life eternal with God as we share of the gospel of Jesus. As to common stock on the open market I am not a fan of buying any of it ( I was sure my WCOM would just continue to go up- Not!). And I am not a fan of investment grade coinage, that is mostly the seeking of the greater fool than I; thinking I can buy at retail and then later sell at higher than today's retail price. Not great odds there. Might as well invest in classic cars and have some fun with them as to buy and hoard coins- just my opinion. I do like real estate and I do like business investment. - Again just personal choices. To each his own as God leads them. ps -I do love the gold sales ads on tv- To me they say: hey there are you in luck today! I have this huge stock of gold that holds it's value and just goea up and up, and I am willing to share some of it with you in exchange for some of your greenback US currency cash that just goes down in value year after year. Yeah sure, you want me to be sound in gold, and you to have depreciating cash eh? Such a deal, good fortune shines upon me.
  12. Neighbor

    7 million US auto loans 90 days in arrears

    I am definitely the geezer at the class, but no we are of a vast range in age. Seems very few nearing retirement age can come up with that four hundred dollars cash for an overnight emergency visit to a night health clinic. It is what has me interested, and now taking the class. I had kind of thought myself quite fortunate and above the fray so to speak, but at the same time seeing the cost of home care if I live to my mother's age will be an awful lot of money, and then just thinking hey I could perhaps do more and do better if I pay attention than I am doing now that I am taking the course. The first two lessons had me in stiches laughing, I could see so many misadventures of my life and chances to do better even now. Though very entertaining and fun it is serious business too. I also am taking it hoping it may later become an encouragement to my family to do the same for themselves. -will better see as the class progresses.
  13. Neighbor

    7 million US auto loans 90 days in arrears

    I have believed the same thing to be true! I also have had my identity stolen and have found as the bank claims all assets get restored. But it does seem to me that the loss of use of assets for a time can be most nerve racking. So I too will not link a debit card to a large resource of capital.
  14. Neighbor

    7 million US auto loans 90 days in arrears

    The little church oriented group with whom I am taking this class has a debt to liquid asset ratio of 4 to 1 ( without home mortgage being part of the calculation). I am still stunned at that. Will be interesting to share together as a group and see how we all progress as an anonymous group statistic.
  15. Neighbor

    7 million US auto loans 90 days in arrears

    Yep, same here, yet again Ramsey claims paying cash saves more then the enticements to use any credit card does, for there is a real physical affect upon the brain when cash is used compared to any credit or debit or smart phone for the transfer of assets. He may be right I did it for a year then bought into the easy record keeping that was an enticement by AMX and others, that easy summary at the end of the tax year. With cash I do think more, I think how much more cash do I have on me at this moment, instead of I got it covered at the end of the month I'll just tally it up then. Anyway I hope to continue with the process and experiment. I did cut up my sLowes card. And plan to get a debit card which I have always refused in the past. I am going to get out of my easy auto pay arrangements for utilities and pay each month with a hand written check to see do I pay closer attention to th euse of electricity as example, or not. I am fortunate enough not to have great concern over such things, but I also think I am taking the at good fortune way too casually. I do need to be more aware of what God has tended to me for care. Ot is some early fun anyway- I will soon see, if I am able to be better at this or not.