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Getting Someone On and off of Insurance


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Alright,

I have been told that once you take someone off of the car insurance, that there is so many paperwork to fill out, and it's easier to just wait for the next six month review thing where the paper comes out if you want to keep the person on your insurance or take them off. Does anyone know?

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You should call the person who you get the insuriance from. It is not the same in all states, and any advice you get could be wrong for where you live even though it's right for the other person.

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In many places, it's simply a matter of a phone call- and pretty much instantaneous. Most insurance companies can pull up someone's driving record in a matter of seconds, adjust the price, and make the changes in the space of a short phone call. Then, they send the paperwork in the mail with the changes.

Pretty easy, really. :huh:

t.

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Moved from the General Discussion Forum to the Have a Problem? Looking for Advise Forum?

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Yeah, it really depends on what the process is like in your particular State...I'd call the your insurance company and ask them what they think.

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Taking someone off your policy usually requires the signature of the person you are trying to remove. Especially if they are one of the NAMED INSUREDS (That is, one of the people who actually are NAMED on the the POLICY as an OWNER of the policy. On car insurance, you can have someone listed as a driver but not as a named insured.

As an agent, I would get calls from angry housewives who wanted me to drop their husbands from their policies. I can't do it with HIS signature. The only way to get them seperated without his signature was to wait for the policy to expires on it's six month date then let that policy cancel. Then the lady could come in and take out a new policy.

IN TEXAS: There is NO waiting period to declare common law marriage. You just have to say "YES" we common law married. If you share a checking account, car insurance policy, whatever, people living together do it all the time to get lower insurance rates. But they get tied to that persons bad side as well. For example she wants to put him on her policy, says yes, they're common law married. Then finds out he has multiple past claims and/or tickets and her rates skyrocket.

To answer your question Kitty,

It depends on who you are trying to remove or put on and the common law marriage law in your state. And why you are adding or removing them.

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