Ways To Save Money

[Starise]

On 3/9/2021 at 7:06 PM, AFlameOfFire said:

If only you lived next door to me! I love guys who can tinker and get things up and running because my husband is absolutely useless in that area of things. I really wish he would learn this stuff for a little piece of mind if/when something eventually gives up. I know what you mean about the warranties, I hear you.

We did have a home warranty type thing for the whole house and those too are useless, I cant tell you how often they rip you off after some time. We ended up taking the money we might have paid them and put it into the bank  over the course of the year to pay for whatever new appliance might be necessary because you save what you would pay monthly/and or yearly to them (as a company) plus the handful of service charges (which were then $75 each) and I just found its more cost effective to do that than use them (at all). Half the time you get guys in there who tell you something isnt covered when it is, or that something really isnt covered and its really a roll of the dice.

Would love to cancel the directV, I dont watch it myself but the husband does so... you really cant cancel everything (even when you would absolutely love to do it) especially when there is someone else in the house.

Been combing through our homeowners insurance and what a racket that is, two days of learning how they are steering the rate increases even though you never had a claim and driving crap vehicles (even though there is some kind of ghost discount for those somehow (somewhere) built into the cost.

Enough of my yapping, a couple of more come to me, We use washable napkins for meals (not for TP though, I havent come 'that' far). I make homemade soap but sometimes depending on the oils used it can actually cost more so that isnt always cost effective. And last some services are cheaper if you pay for a year in advance, and so if you have a bunch of services and can pay that way it can save overall for people just as buying in bulk can.

I would pay ya to fix our stuff

We had a tile guy crack the tile in our shower, we just use Glad press n seal to protect it from moisture, it works great, beats paying the cost of a new tiled shower.

Hope it holds lol

Well thanks for those words. If you lived closer I would help if I could.

Warranties in general are not always what they are cracked up to be. More than one of my aquaintances has had bad experience with home and appliance warranties. There seems to often be a catch of some kind.

Home insurance is not something I had thought much about until recently. I need to have my property reevaluated. 

 

To those who might be looking at cars-

Pretty soon I'm going to need to buy a car, so I've been looking around. One thing I noticed. Sometimes to go the upscale of a maker is no more expensive if buying used. The upscale of Toyota is Lexus, The upscale of Honda is Acura. The upscale of Nissan is Infinity.

Not exactly sure about the others but when I priced 3-5 year old vehicles comparing Nissan to Infinity for the same body style I seen little or no difference in price. What does this mean? It might possibly mean a little better resale value since you would be buying the upscale of a similar more common model. Often a similar upscale model has slightly more features or better trim. A comparison between a 2018 Infinity QX50 and a Nissan Murano has the QX 50 at slightly better gas mileage and more horsepower. Not by much. It has more standard torque too.

While there is a distance in new pricing, after a car is 3-5 years old I am not seeing as much difference here in my area. Might be worth it to look at those upscale models after all.

[other one]

11 hours ago, anynmsfmly said:

You paid $90 for a Go-Flip ? ? ? ? At where ? ? ? ?..... Lol........

tmobil for an Alcatel.  was that too much?  They are $129 at Amazon.

They were nice little phones.   We got them for short time use until the 5g phones came out and towers were up where we live.

I just picked up a couple of Galaxy s21's..    a bit more than $90 but are excellent computers and camera's that also do phone calls.

 

[Guest AFlameOfFire]

12 hours ago, anynmsfmly said:

4 Ger flip phone here, All I had in a 3g was I can't even remember, Want to 'upgrade' to a Nokia................ We also do not have a dish washer and know of several people who do not............. I just recently bought the Crea clip and give myself hair cuts now, Via Unicorn cut, And giving it layers by bringing it up foward and in front and clipping the Crea clip in front, And doing the and doing the soft cut, do'nt remember what it's called, but doing the up and down, cut, so it isn't blunt edges, In the trims, Trimming it softly so no blunt edges............... And adds layers than I've never had before............................... I will probably have a harder time if or when I have to cut it short, But I am still young enough, old, But young enough to be able to flip my hair upside down and put it in a Unicorn and do a soft cut along the bottoms and sides etc............. ... Also, Naturally wavy hair so I can and should do it while dry, and not wet................................. I'm in love with my hair now  more-so than I've ever been before,I only wish I could get my deposit back on all the wasted years................ 

Peace to you also anymsfmly. I do have a 4G flip phone back up I purchased a few years back in case technology sprinted too far ahead of me giving me no more choice but to snail mail for the rest of my life. I count my blessings everyday for my 3G little flipper. If it had only had one of those long curly wires attached to a wall I would be thrilled about life on this earth  

I never heard of the crea clip, I just duckduckgo'd it. I think I would have a harder time with that flip stuff now that I am an old Tart I am but it looks like it cuts better hair than what the hairdressers can do in my area (even when it "fails"). My hair is a mess right now, the last hair cut I got (was two years ago or so now?) and that was a huge fail, so I watched a youtube video on how to cut my own, and it did the trick. I just wear a headband daily, so it wasn't too obvious, but after all this time, I can't hide my unkept hair so much. I gotta get on with a real haircut soon before the next disease (which might kill 1.2% of people instead of 1%) strikes the world and they introduce a two year lock down.

But if it arrived before I did that, so what then, right? I have dog clippers.

[other one]

10 hours ago, anynmsfmly said:

and have it unlocked and jump through those hoops, and then take it to your carrier.

there are some things you can't do with a unlocked phone.   one of which I have to have.

[Starise]

On 3/16/2021 at 11:18 PM, other one said:

there are some things you can't do with a unlocked phone.   one of which I have to have.

What can't you do with an unlocked phone?

[Justin Adams]

28 minutes ago, Starise said:

What can't you do with an unlocked phone?

Flip burgers or hammer a nail...

[other one]

2 hours ago, Starise said:

What can't you do with an unlocked phone?

with AT&T or T-mobile you can't use the "WIFI phone calling" unless it's locked to that system.

[other one]

On 3/17/2021 at 10:34 AM, anynmsfmly said:

Well, You can get a flip phone for $50 at qvc. Not sure when they started selling them, But I know they had them a few years ago, too, So...............................

maybe so, but I think I'll keep my Galaxy s21's that Joe Biden bought me.

There is also varying quality of flip phones themselves.   Cheapest isn't always the best buy.

[Starise]

3 minutes ago, other one said:

with AT&T or T-mobile you can't use the "WIFI phone calling" unless it's locked to that system.

Oh I see. Wasn't aware of that. 

 

[other one]

2 minutes ago, Starise said:

Oh I see. Wasn't aware of that. 

 

I wasn't either until I unlocked my phones while switching to T-Mobile because of the monthly costs on AT&T.   And that was after the phone company told me it would work....   spent hours and hours on the phone changing things in the phone setup to finally learn that it just "aint' gonna happen".

Oh well, things are pretty much ok. Got new phones in the last week or so.