Keep the money or have your car repaired?

[enoob57]

you've been daydreaming and wrecked your car ... haven't you / or someone in your family
                                                                                                                                                              

[LadyKay]

8 hours ago, missmuffet said:

I am talking about a fender bender. A slight bump. Why would the air bags deploy?

I drive an old Jeep. It already has a  dent in it from when my husband slid into it one winter in our drive way with his car. It also is missing a pic of the grill from when he hit a deer with it. So if it wasn't something major and I could still drive it. I think I would use the money to get new tires for it. Cause I need new tires. That is what I would do. 

[bryan]

This discussion can lead to another topic: What insurance is needed on your vehicles and what amounts make sense?  If you own money on a vehicle loan, you likely have no choice and much carry 'full' insurance.  For older vehicles, it can at times make sense to have only liability insurance.  It all depends on where you live, the age and value of your vehicle, and your own ability to pay for damage that may happen.

[other one]

19 hours ago, missmuffet said:

You get into a fender bender. Your insurance company sends you the money for the repair. Would you keep the money which can be a good amount or would you have your car repaired? Why?

I would keep the money and fix it myself in most cases

[missmuffet]

6 hours ago, enoob57 said:

you've been daydreaming and wrecked your car ... haven't you / or someone in your family
                                                                                                                                                              

No, I have not had a fender bender. But I have in the past and I kept the money and did not have the dent fixed. I no longer have that car.

[enoob57]

46 minutes ago, missmuffet said:

No, I have not had a fender bender. But I have in the past and I kept the money and did not have the dent fixed. I no longer have that car.

 You've been with Shelly haven't you  

[missmuffet]

1 minute ago, enoob57 said:

 You've been with Shelly haven't you  

Don't tell anyone.

[The_Patriot21]

depends what it is to me...if its something that affects the safety or ability to operate the vehicle id spend it on the vehicle...if its merely cosmetic....well, I can always use more guns and ammo lol.

[missmuffet]

26 minutes ago, The_Patriot2017 said:

depends what it is to me...if its something that affects the safety or ability to operate the vehicle id spend it on the vehicle...if its merely cosmetic....well, I can always use more guns and ammo lol.

A small dent in the rear fender rarely affects the safety of the vehicle. But it might surprise you how much that small dent would cost to have repaired.

[Reinitin]

On 8/4/2017 at 2:30 PM, missmuffet said:

You get into a fender bender. Your insurance company sends you the money for the repair. Would you keep the money which can be a good amount or would you have your car repaired? Why?

how does the damage affect cars value?  if your not thinking long term it might be good to just drive it banged up and have extra money But if you keep your car nice it is very helpful when you need a new car. plus if you still owe alot on it your responsible for the difference if you trade and the value is less then the lean. If your cars paid runs good but isnt worth much it could be an advatage to just keep the repair money and get as many miles as you can out of it.

if the car is still under warranty a lot of the time if somthing big goes wrong with you computer or electrical the sign of a colision could be a condition for no waranty on a part or system.

Edited August 5, 2017 by Reinitin